THE RIGHT COVER FOR YOUR INVESTMENT
Insurance for landlords can be a complex matter since risks can be spread across several homes geographically, can vary in degree, and can include single homes or blocks of flats.
Without adequate insurance, landlords not only risk their investments but also their livelihood.
Risk Factor assist landlords of both commercial and residential properties, whether you own one or many.
WHAT RISKS DO LANDLORDS FACE?
Whether you are a new buy-to-let landlord or a seasoned property owner, the responsibilities of a landlord cannot be understated.
In the event of a flood or fire, fixtures and fittings are likely to be damaged. The repair or replacement of these falls with you as the landlord.
In extreme cases, your property may require a full rebuild. If your sum insured value is not accurate, insurance will not cover the cost of the rebuild. In effect, this could mean your entire asset is deemed worthless all due to ineffective cover.
WHAT IS COVERED IN LANDLORD INSURANCE?
Our clients at Risk Factor comment on our transparency at getting you the right level of cover. This means that policies are bespoke and unique to each landlord. Your policy may cover any of the following:
- Buildings cover
- Contents incl. fixtures and fittings
- Landlord liability
- Rebuild with accurate sum insured
- Residential or commercial properties
- Single property or large portfolios
We measure your insurance needs carefully. Access to specialist valuations gives us an accurate figure of how much a total rebuild would be, giving you the peace of mind that you are covered for any eventuality.
You can find out more about this type of cover by contacting our team on 03300 563 360.
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